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independent
–adjective
Not influenced or controlled by others in matters of opinion or conduct;
thinking or acting for oneself: an independent thinker
.
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fiduciary
–noun
One that stands in a special relationship of trust or responsibility
in certain obligations to others.
 

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"Most everyone needs financial advice. The big question is how much."
For Financial Advice, Arriving at the Right Dosage
The New York Times, January 16, 2010