COMPLIANCE DISCLOSURE:   All written content on this site is for information purposes only. Opinions expressed
herein are solely those of Gigi Turbow Marx, Principal, Old Field Advisors LLC, and her editorial staff. Material
presented is believed to be from reliable sources and we make no representations as to its accuracy or
completeness. All information and ideas should be discussed in detail with your individual advisor prior to
implementation. Links to other sites endorsing a stock should not be construed to be a recommendation of that
stock by any member of Old Field Advisors LLC. Fee-only financial planning and investment advisory services are
offered through Old Field Advisors LLC, a registered investment advisory firm in the state of New York. The
presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a
solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of
New York.  We are legally empowered to provide investment advisory services only to residents of New York.
For Financial Advice, Arriving at the Right Dosage
The New York Times, January 16, 2010

"Most everyone needs financial advice. The big question is how much.

There are tens of thousands of advisers out there, with varying levels of expertise, who charge
varying fees for their services. And professional advice doesn’t guarantee good returns. You need
look no further for evidence than the market collapse of 2008-9, when most people lost money,
even those with the supposedly ideal mix of investments, hand-picked by their financial planners...

So how much advice do we need? At what point should we pay for it?
And how much is it worth? "


Wary Investors Seek Objective Voices
Wall Street Journal,  July  31, 2009

" RIAs not  only generally refrain from accepting commissions but are held to a higher
“fiduciary”standard—a legal requirement that they act in clients’ best interests.
Brokers follow looser “suitability” guidelines, which [simply] means they can’t
put clients in inappropriate investments.
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Not influenced or controlled by others in matters of opinion or conduct;
thinking or acting for oneself: an independent thinker.
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  –noun
One that stands in a special relationship of trust or  
responsibility in certain obligations to others.  
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